Leanne's Blog
Fed Rate Cut Explained: What It Means for Your Stocks
The Fed cut rates 0.25% for the first time in 9 months. Learn how lower rates help companies you own become more profitable and boost your p…
Government Shutdown: Should Investors Panic? Historical Data
Government shutdown looming but S&P 500 gains 55% of the time during shutdowns and is higher 86% a year later. Learn what investors need to …
Fee-Only vs Commission Financial Advisors: The Truth
Commission-based advisors earn 3-5% upfront on your investments. Learn why fee-only financial planners give unbiased advice without conflict…
Living Trusts: Why Most People Never Fund Them Properly
Living trusts cost $2K-$5K but most people never fund them properly, making them worthless. Learn when you actually need one vs. simpler alt…
What Your Will Can't Do: Beneficiaries Beat Wills Every Time
Your will can't override beneficiary designations, avoid probate, or help during incapacity. Learn what wills actually do and their major li…
Probate Nightmare: Why Your Family Will Hate You When You Die
Probate takes 6-18 months, costs thousands, and makes your finances public record. Learn the 5 steps of probate hell and why your family des…
Mutual Funds vs ETFs: Why Fees Are Costing You Thousands
Mutual funds charge 4x more in fees than ETFs for the same investments. Learn why a $50K investment could cost you $47K in mutual fund fees …
RMDs Explained: The Retirement Tax Bomb Nobody Warns About
Required minimum distributions force you to pay taxes on retirement savings whether you want the money or not. Learn how RMDs work and plann…
Roth 401k: High Earner's Secret Backdoor to Tax-Free Money
Locked out of Roth IRAs? Learn how the Roth 401k lets high earners contribute up to $31,000 tax-free and avoid RMDs. Your backdoor to retire…
Why Your Customers Are Frozen: Business Strategy Guide
Consumer confidence is down and job market uncertainty has customers frozen. Learn how business owners can adapt their strategy during econo…
Why the Fed Won't Drop Interest Rates: Tariffs & Inflation
Fed Chair Powell explains why interest rates aren't dropping despite pressure. Learn how tariffs and inflation concerns are keeping borrowin…
Current Student Loan Changes 2028: What Borrowers Must Know
Critical student loan changes coming by 2028. Current borrowers have until July 2028 to choose new plans, but Parent PLUS loans need action …
Student Loan Changes 2026: New Caps & Rules Explained
The Big Beautiful Bill ends unlimited student borrowing starting July 2026. Learn the new caps, simplified repayment plans, and what this me…
The Big Beautiful Bill Has Been Passed
Learn how the $3 trillion spending bill impacts your investment portfolio, from defense and infrastructure winners to energy sector changes …
The Tax Bill That Could Put Thousands Back in Your Pocket
President Trump wants this tax bill passed and the changes could directly impact your wallet—both now and for generations to come.
How Trump’s Tax Bill Could Be a Game Changer for Your Business
The Senate is deliberating President Trump's big tax bill. We're going to talk about how this tax bill could affect those of you who own bus…
Iran Israel Conflict Impact: Energy Stocks Rally, Gas Prices
Iran-Israel tensions drive oil prices up 7% and energy stocks to highest gains since 2022. Learn how Middle East conflict affects your portf…
Why US Stocks Are Overpriced: P/E Ratios & Diversification
US stocks hit 21.4X P/E ratio vs 16.2X historical average. Learn why diversification with international markets at 12.1X P/E protects your p…
The Tariff Reality Before the Trump Era
When evaluating the current trade war's impact, it's crucial to understand where we started. The tariff landscape before the Trump administr…
Market Reality Check: From Liberation to Limbo
Let's get real about what's happening in our markets right now. April 2025 just went from zero to sixty with some serious trade policy firew…
The Tariffs Now: Who's Paying What? May 14 update
The Current Tariff Landscape: We're living in a completely different trade universe than we were in April. The U.S. average effective tariff…
Breaking Down the Tariff Tsunami
Let's talk about something that's shaking up the entire financial landscape right now—the new tariff policies that just dropped. And trust m…
Investing made simple : Part 1
If you are going to invest in a company, then you want it to be a profitable company, right?In the world of stocks, you are essentially buyi…
My Big Fight Story
My biggest money fight:It was a dark, cold night in 2001. I was washing dishes after dinner.In the middle of our kitchen stood a white trash…
6 Reasons You Need a Financial Planner as Your Guide During Divorce
When you are going through a divorce you are not thinking clearly and there are things that must be taken into consideration when agreeing o…
Investing Made Simple: Part 2
Market Mastery Ain’t the Solution!My clients don’t have to master or understand the markets to have a healthy relationship with their invest…