If your advisor’s card has the logo of a name-brand bank, firm, mutual fund, or insurance company, the chances are very high! They have massive quotas & commission tiers to hit.

Financial Planning is a process of taking all the atoms of your financial life (now and future) and illustrating it as a future cash flow simulation. We see what works and what breaks, and we learn what needs to change today. Asset Management is when Leanne directs, builds, and manages your investments–so you don’t have to.

Heck no! Advisers pay Dave a ba-jillion dollars to participate in his ridiculous referral program. They are contractually obligated to sell his proprietary insurance, mortgage, and investment products. It’s the very definition of "conflicts of interest"! CFP is profoundly unbiased, fiercely commission-free.

I am a Certified Divorce Financial Analyst (CDFA) specializing in helping individuals and couples create a Financial Plan to fairly divide assets (like homes and retirement accounts) and prepare for future income needs, such as child support and alimony. Often, my Divorce Plan is all a couple needs to settle their finances without lawyers or court. When attorneys are involved, I work alongside them, providing detailed financial statements as evidence for maintenance, child support, and asset needs. (This is not a skillset or service divorce attorney’s provide.)

I see Divorce Planning as a way to help people uncouple without financial ruin. In 16 years of practice, 50% of my clients have gone through a divorce. I’ve witnessed costly delays, endless fights, and frustration when attorneys drive the process. But with a clear Divorce Plan, everything changes—it reduces stress, clarifies priorities, and slashes legal costs. Instead of being at the mercy of the process, my clients use their Plan to direct their attorney and take control of their divorce.

If you’re looking for an education and/or coaching on how to master business finances using my Two-Number Method you’ll learn it in Profit Lab. Go here. My Financial Planning and Asset Management are a separate legal entity from my Education, Coaching and Keynote services.

After a free-consultation, I charge by the hour for a Plan similar to a CPA. This is called fee-only. I charge a low, flat fee on investments, and never accept a kick-back or commission on your portfolio.